Moomoo's free stock promotions are structured around Net Deposits and Asset Maintenance. The value of the reward increases significantly with your deposit amount, with recent promotions offering fractional shares of high-value stocks like NVDA or a set number of free stock draws.

Follow this step-by-step guide to ensure you meet all the eligibility criteria to claim your free stock bonus.

Step 1: Open Your Brokerage Account

The promotion is generally limited to new customers who have not previously made a deposit or ACAT transfer.

  1. Use a Promotion Link: Start by applying through a qualified referral or welcome bonus landing page. This ensures your account is properly tagged for the promotion upon activation.
  2. Complete Application: Fill out the brokerage application, providing your personal information, a valid Social Security Number (SSN), and proof that you are at least 18 years old and a U.S. resident.
  3. Account Approval: Wait for Moomoo Financial Inc. to approve your new brokerage account.

Step 2: Fund Your Account via Eligible Deposit

The free stock reward is tied directly to the Net Deposit amount made during the promotion period.

  1. Select Your Tier: Choose the deposit level you are aiming for. The rewards are cumulative, meaning a higher deposit unlocks all previous tiers. Note: The specific stocks or cash value change with each promotion.
Net Deposit TierLatest Estimated Reward (Example: NVDA Fractional Shares)Unlocks (Example)
Minimum$\ge\mathbf{\$100}$$20 in NVDA stock
Intermediate$\ge\mathbf{\$2,000}$$50 in NVDA stock (total)
Advanced$\ge\mathbf{\$10,000}$$300 in NVDA stock (total)
Max$\ge\mathbf{\$50,000}$$1,000 in NVDA stock (total)
  1. Deposit Funds: Initiate the transfer using an eligible method: ACH, WIRE, or Instant Transfer. Funds transferred via ACAT or FOP (Free of Payment) are typically not eligible for the deposit bonus (though they may qualify for a separate transfer-in bonus).
  2. Ensure Settlement: Your deposit must settle before the promotion's expiration date (e.g., December 31, 2025).

Step 3: Claim and Unlock Your Rewards

Meeting the deposit requirement triggers the reward, but there is a crucial second step: unlocking the assets.

  1. Receive the Free Stocks: Once your eligible net deposit settles, Moomoo will credit your account with the promised free stocks or free stock draws. For fractional shares (like NVDA), the shares will immediately appear in your account, but they will be locked (or "frozen").
  2. Maintain Assets for 60 Days: To unlock the full value of the free stock, you must maintain a minimum average asset balance corresponding to your deposit tier for 60 days following the award date.
    • Example: If you deposit $2,000, you must maintain an average asset balance of $\ge\$2,000$ for the next 60 days.
  3. Monitor Your Balance: Moomoo calculates your average daily assets (cash plus securities positions). While you can trade, withdrawing funds that cause your balance to drop below the threshold will result in the forfeiture of the reward. Market fluctuations are usually excused, but you may need to contact customer service.
  4. Unlock: After the 60-day maintenance period is complete, Moomoo will fully unlock the free stocks, and they will be available for trading or withdrawal within 5 trading days.

Key Terms to Remember

  • Net Deposit: Total deposits minus any withdrawals during the promotion period.
  • Average Assets: The average daily value of your account (cash + securities) over the 60-day holding period.
  • SIPC: Securities Investor Protection Corporation; Moomoo is a member, protecting your securities up to $500,000.

This video discusses how to get free stocks on the Moomoo platform.

Moomoo Free Stock Promotion: Up To $3,200 In Free Stocks